Nick Hebert — Edge Home Finance

You served. Let's get you home — with $0 down.

VA loans offer some of the best benefits in home financing. I'll help you use every dollar of the benefit you earned.

Start Your VA Pre-Approval

VA loan benefits

No Down Payment

Purchase with $0 down for eligible borrowers.

No PMI

Save hundreds per month — no private mortgage insurance.

Competitive Rates

Often lower than conventional financing.

Eligibility & your COE

VA loans are available to veterans, active-duty service members, and eligible surviving spouses. You'll need a Certificate of Eligibility (COE) to confirm your entitlement — and I can help you get it quickly.

Whether this is your first VA purchase or you're using your benefit again, I'll guide you through every step from pre-approval to closing.

Nick Hebert and family in front of the branded Edge Home Finance moving truck

Free moving truck for closing clients

When you close with me, you get access to a free moving truck — one less thing to worry about on moving day. Just one of the perks of working with a lender who actually cares.

“Amazing from start to finish — A+ communication, well-versed in VA loans, even let us use his moving truck for free. Highly recommend.”

Del Katz Veteran / VA Loan Client

VA loan FAQ

Who is eligible for a VA loan?
Active-duty service members, veterans with qualifying service, eligible surviving spouses, and certain National Guard/Reserve members. I can help verify your eligibility and obtain your COE.
Is there really no down payment?
Yes — eligible borrowers can purchase with $0 down up to their entitlement limit. No monthly PMI either, which saves significantly over the life of the loan.
What is a Certificate of Eligibility (COE)?
The COE confirms your VA loan entitlement. I can help you obtain it through the VA eBenefits portal or by submitting the required documentation.
Can I use my VA benefit more than once?
Yes. Your VA benefit is reusable. You can also have more than one VA loan in certain situations, depending on your remaining entitlement.
Do VA loans have higher rates?
VA loans often have competitive — and sometimes lower — rates than conventional loans, plus the benefit of no PMI.

Ready to use your VA benefit?

Schedule a free consultation and I'll walk you through eligibility and your options.